When you choose USDC 3-Tier everything is simpler. With USDC 3-Tier you are billed based on a very straight forward 3-Tier price structure. The industry standard terminology is:
- Qualified – Generally known as “Swiped” sales
- Mid-Qualified – Generally known as “Keyed” sales or Rewards card transactions.
- Non-Qualified – Generally known as “Corporate Card Sales” or other non-qualified Rewards type transactions
USDC attempts to qualify your sale at the best level and then moves down the ladder. If a transaction doesn’t qualify under one of our broad categories, then it is charged under the next most favorable rate.
PRO’s
- Not automatically subject to Interchange rate increases
- Minimal number off-line items to oversee and verify
- Statements are easy to review
- Not automatically subject to semi-annual changes instituted by the associations
- Easier to understand fees
- Easier to manage expenses and prepare annual budgets
- Simpler way to run your business
- 30-day notice before any rate changes take place
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CON’s
Some transactions may qualify better at the pass-through formula, but the vast majority will not.
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