Choice is Better.

While the rate of fraudulent transactions, which occur in the card present environment, is generally low, at USDC we understand that any loss impacts your bottom line. To assist you in protecting your business against unnecessary losses, as a result of fraud and chargeback’s, we offer the following products and services.

• Online Reporting
  Timely access to your transaction data allows you to quickly identify trends that might be indicative of fraudulent activity or improper operating procedures. With USDC you can identify transactions and trends, which may indicate a need for corrective measures company-wide or at an individual location.

• Data Security
  Compliance with the card association security programs is not only required, it makes good sense. Protecting your cardholder data means protecting your customers from fraud and maintaining a sound business reputation - two critical components of success in today's marketplace. Visa and MasterCard have mandated a rigorous program entitled Payment Card Industry Data Security Standard (PCI-DSS) and as such have mandated that all merchants become compliant. The following links will give you more information on the Visa and MasterCard websites with regard to their PCI programs:

Visa PCI Program

Mastercard PCI Program

• Online Chargeback and Retrieval Response
  Receive chargebacks and retrievals electronically in order to monitor the process through fulfillment. With the addition of a scanner, you can even respond to retrieval requests right from your PC. A timely response will ensure that you do not receive a chargeback for lack of response to a retrieval request.

• State-of-the-art POS Equipment
  From support of AVS and CVV2/CVC2, to duplicate card checking, last-4 digit entry, and password protection of key functions our POS equipment options offer the latest technology to help protect your business from both internal and external fraud.

• Authorization Services
  Protect yourself at the point of sale by receiving an authorization response at the time of the transaction. USDC supports redundant processing systems to ensure that the issuer's authorization is passed to you as quickly as possible.

• Check Verification
  If you accept checks at the point of sale add a level of protection with check verification or check guarantee. With USDC you have multiple options available to you to process all forms of payments on the same device. If you are a current merchant, contact customer service to find out more. If you are not yet a merchant and would like to discuss available options, contact sales sales@usdc.com.

Client Relationship and Chargeback Support
Our experienced client relationship managers and chargeback specialists can answer your questions about fraud and assist you in responding to any chargeback’s that you do receive. Contact our USDC relationship managers online or give them a call at 888-486-9393.

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